Welcome to Waterloo Lending. With a reputation based on trust, integrity, and delivering exceptional client service, we are one of the fastest growing full- service bankers in our area. Apply Online.

We help you to realize your dreams Most Important to Us is Customer Satisfaction! With a reputation based on trust, integrity, and delivering exceptional client service, we are one of the fastest growing full- service bankers in Central Texas. How it works.

How Waterloo Lending Loans work?


you find a home We can help you get pre-qualified for a loan before you find one.

Stand Out Among Competitors

Get your own dedicated Mortgage Expert to help you with the purchase process.

Competitive Rates!

We have some of the most competitive rates in the nation.

Get YOUR offer accepted

Buying a home can be competitive. We are here to help. We have the tools to get our closings done on time

Why to choose us?

At Waterloo Lending, we have the option of either funding your loan through our extensive in-house mortgage banking platform or brokering loans when unique products are needed. Through our banking platform we provide a quick close From Time of Complete Submission into Underwriting.

In-house Processing, In-house Underwriting, In-house Funding, In-house Warehouse Line.

Common Sense Underwriting

Quick Close From Time of Complete Submission into Underwriting

Competitive Rates and Terms

Benefits of lower down payments.


“We obtained our mortgage from Waterloo Lending and it was an absolute pleasure to work with them. Our loan specialist was open and honest with us from the get go – no hidden surprises, always available whenever we had any questions, as well as being extremely fast and efficient. He helped us close on our new house in 3 weeks. I would highly recommend Waterloo Lending if you are looking for for friendly excellent service with a personal touch.”

Lisa Grainger

Jason and his team made the home buying experience smooth and understandable. Being a first time homebuyer, I was quite nervous and didn’t know what loan options were available to me. Jason provided ALL the information I needed and walked me through every option available to our family. He communicated 24/7 with all updates on the loan process and was uber professional. If the time should ever come to where I refinance or am looking to purchase my next home, I know who I am going to. Thank You Jason and the Waterloo Lending team.

Thomas Bartruff

Some Loan Options

Waterloo Lending Makes it Easy

E-Sign your loan documents with a click of the mouse, fax, or print and mail them back to us! We can process your purchase loan in as little as two weeks! Close your purchase loan at your home or office Working with Waterloo Lending

Working with Waterloo Lending

We put YOU first. We are committed to getting every client the very best possible deal every single time. Waterloo Lending offers some of the most competitive rates in the Nation! Fast and efficient, we close most of our loans in 30 days or less. We offer a variety of loans. Waterloo Lending will find you the loan that is right for you!!!


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We offer information on a variety of mortgage refinancing rates and options. When you are ready to take the next step, feel free to give us a call or send us an email. Waterloo Lending can advise you on which mortgage refinancing program best meets your needs, and help you refinance with minimal hassle and work.